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Digitize, automate, and scale credit decisioning.

Lokyata is the future of credit decisioning, with alternative data making it easier than ever to make fair lending decisions. Meet with our team for a demo and see how we are modernizing financial institutions lending process today.

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Instantly verify income, loan obligations, cash flow, affordability, and responsible behavior.
More predictive than bureau scores for millions of borrowers, resulting in lower interest rates and higher loan amounts.

Plug-n-Play Lead providers, Credit Bureaus, and other internal and third-party data sources.
Automate and scale lead buy and funding decisions.

Spot sophisticated fraudulent behavioral patterns using secure automation.
Identify complex fraud schemes across massive network of billions of transactions and block fraudulent customers from getting through.